INSIDE

June 2012

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REGULARS 7 Welcome 14 Savings Watch The best deals on the market this month 18 Fight for Your Rights Got a financial problem? We take up the fight

COLUMNISTS 21 Editor’s letter Keep calm and carry on 29 George Pitcher ‘Who am I?’You phoned me! 47 Jeff Prestridge Income protection can be a real life saver 98 That’s Life with Esther Rantzen Fined for dining alone UPFRONT8YourShout 11 Steal of the Month 16 Customer Services Awards Shortlist SORTED! 22 Your Finances Fixed 26 Money Makeover COMPETITION 30 WIN a luxury city break in Edinburgh 46 WIN an iPad and one night’s stay in scam a hotel anywhere in the world scam

Beware the debt management predators preying on the vulnerable – there are other options out there

31 How to slash you family’s food bill The dos and don’ts of supermarket shopping 33 Common holiday pitfalls to avoid this summer Proper planning before you set off on your travels could spare some financial pain later if things go wrong 37 Cut your car costs Keeping your head when shopping for a new set of wheels could save you cash down the road

41 Five-minute guide to credit card small print

How well do you know your flexible friend? 42 Steer clear of debt management companies

Why debt consolidators are often wolves in sheep’s clothing

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Is it worth insuring your wedding?

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Moneywise explores how our attitudes to money have changed during the Queen’s 60-year reign

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Avoid the traps and make serious money by learning to invest like the pros

48 Insurance for your big day

Insuring your wedding can cost less than paying for one guest. So is it a no-brainer? 50 The good, the bad and the necessary

The insurance policies you can ditch and the ones you can’t afford to live without work scam

54 Make do & mend vs spend, spend, spend

We explore two generations’ attitudes to money and find out which was better off 58 Be part of the homesharing movement

Growing numbers of homeowners and renters are teaming up to help each other out scam scam

75 Andrew Pitts

The contrarian side of a eurozone slide 76 Investment News

What the eurozone crisis means for your money 77 Buy, Hold, Sell

Hugh Sergeant shares his winners and losers 78 The Briefing This month, we get to grips with China

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80 Moneywise Investment School

Make money with our step-by-step guide 84 Get tax smart with life assurance bonds

Keep more of your money away from the taxman

88 10 perks of being a pensioner From free bus passes to discounts at visitor attractions, there’s plenty to enjoy in retirement

91 The best products at your fingertips

Our pick of the top products and investments for consumers and investors

THIS MONTH’S SUPPLEMENT

ii The interest-only time bomb Act now to diffuse the situation iv The Moneywise Mortgage Awards 2012 The lenders going the extra mile to help borrowers xiii New government schemes

ESSENTIAL READING FORANY HOMEBUYER

Mortgage Guide 2012

INCLUDINGTHE

PAGE ii: THE INTEREST-ONLYTIME BOMB PAGE iv: THE MONEYWISE MORTGAGE AWARDS PAGE xiii: GOVERNMENT HELP FOR BUYERS

Can the latest initiatives bring the market back to life?

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