40

Personal debt is on the up, and more of us are having difficulty repaying it. It’s time for action

47 Five-minute guide to free holidays

Finding the perfect getaway needn’t cost the earth. Why not try a home swap? 48 How much money do you need to be rich?

We’d all like to have the readies to live the high life. But an exact figure is hard to pin down scam 52 Break free from your home jail

Moneywise offers advice to homeowners who have found themselves in negative equity 55 Rent out your home for the Olympics How you can use your property to cash in on the Games 56 Grow your own and cut your bills Avoid the supermarket by living off the land

73

In the battle of tax-planning heroes, who will be crowned champion? Pensions or ISAs?

60 Investment News Don’t get caught out by hidden charges 61 Buy, Hold, Sell

Mark Slater shares his winners and losers 62 The Briefing

This month, we explore Asia excluding Japan 67 What you could do with £20k

Find out whether to invest in cash, shares or property 70 Income boosters

The best income-yielding investments revealed

73 Pensions versus ISAs

We weigh up the pros and cons of both as a means to take control of your investments and battle the taxman

59 Andrew Pitts

The top homes for investment growth

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75 The best products at your fingertips

Our pick of the top products and investments for consumers and investors

MARCH 2012 | MONEYWISE 5