48

Battle of the multimedia giants: Virgin, Sky or BT – which one comes out on top?

47 Five-minute guide to car-clocking

Protect yourself from the latest second-hand car con that wreaks havoc with your mileage 48 Find the best media provider for you

Sky, BT and Virgin all offer money-saving ‘bundled’ deals, but which will suit you best?

52 Should mums go back to work?

Two mums – one stay-at-home and one working – go head-to-head on the pros and cons 55 Small business lending work

Banks may be tight-fisted but other sources of funding are available to small companies

71

Let Moneywise set you on the right path towards a more comfortable retirement

64 Early-bird ISAs

Get to the front of the ISA queue in the new tax year 66 10 companies that will pay you an income Some household names are paying great dividends 69 Low-cost active funds A competitive new breed of funds could challenge their pricier rivals

59 Andrew Pitts

Exploring opportunity in the land of the rising sun 60 The Briefing

This month, we get to grips with mixed asset funds 62 Buy, Hold, Sell

Rosemary Banyard shares her winners and losers 63 Investment News Plans for a different kind of pension scheme scam scam

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71 Boost your retirement income Annuity rates continue to plummet, so make the most of your pension if you’re about to retire

91 The best products at your fingertips

Our pick of the top products and investments for consumers and investors

MAY 2012 | MONEYWISE 5