INSIDE

October 2011

REGULARS 5 Welcome 17 Savings Watch The best deals on the market this month 18 Fight for Your Rights Got a financial problem? We take up the fight

COLUMNISTS 21 Editor’s letter Banks need to change their attitude 33 George Pitcher Isn’t it time the City boys grew up? 35 Jeff Prestridge Directors should be held personally responsible 95 That’s Life with Esther Rantzen We are a caring nation UPFRONT6YourShout 10 Steal of the Month 15 Housing Market Round-Up

SORTED! 26 Money Makeover 28 Your Finances Fixed COMPETITION 32 WIN a two-night city break in London 64 WIN £3,000 to invest in shares

22

How to make sure your charity donations make it into the hands of the needy rather than fraudsters

22 All for a good cause? Charity fraud is booming and unscrupulous opportunists are profiting from our generosity scam

36 Reduce your mortgage With interest rates low, it’s not easy to make money from your scam savings. But offsetting can put them to good use 40 Ten credit card tips We’re all familiar with credit cards, but do you fully under-

stand how they work? Get to know your flexible friend scam

46 Home entertainment Getting all your multimedia services from the same provider may well save you cash, but it’s not always plain sailing

2 MONEYWISE | OCTOBER 2011

36

How your savings can reduce your mortgage

WWW.MONEYWISE.CO.UK